April 13, 2016

Terms

 Premier Student Loan Center
Terms & Conditions

 

  • PREMIER STUDENT LOAN CENTER does not provide legal or tax advice. Please contact an attorney or accountant if you need legal or tax advice, respectively.

If the Client complies with its obligations to return PREMIER STUDENT LOAN CENTER emails and phone calls and did provide all their timely accurate information such as employer verification and status, adjusted gross income, tax filing status, and number of dependents claimed on their taxes, and PREMIER STUDENT LOAN CENTER did not submit the Clients consolidation submission through the Department of Education – PREMIER STUDENT LOAN CENTER will give the Client 100% of their money back. The document preparation fee has been earned by PREMIER STUDENT LOAN CENTER once PREMIER STUDENT LOAN CENTER has submitted the direct consolidation loan paperwork to the U.S. Department of Education or a U.S. Department of Education Servicer on behalf of a Client. For the purpose of requesting a refund, please contact PREMIER STUDENT LOAN CENTER via phone at (888) 548-0476.


There are occasions when a PREMIER STUDENT LOAN CENTER staff member gathered information over the phone and attempted to help a client apply for a certain Government backed program based on the information collected, yet that Client did not get approved for that program or was approved for a program that was more expensive or less desirable to the Client. In these cases, PREMIER STUDENT LOAN CENTER is more than happy to issue a full refund to the Client. Refunds are issued on a case-by-case basis.


PREMIER STUDENT LOAN CENTER is a document management and document processing organization that manages, prepares and processes documents that enable Clients to acquire a Direct Consolidation Loan provided from the U.S. Department of Education or a U.S. Department of Education Servicer, and PREMIER STUDENT LOAN CENTER monitors federal programs for any updates or changes that Client may qualify for and benefit from.


PREMIER STUDENT LOAN CENTER is a private organization and is not endorsed by, associated or affiliated with the U.S. Department of Education or a U.S. Department of Education Servicer, nor is PREMIER STUDENT LOAN CENTER endorsed by, associated or affiliated with any federal, state, or local government agency.


PREMIER STUDENT LOAN CENTER does not create, have, or claim to have any proprietary systems, processes, secrets, special expertise, theories, and competitive advantages that provides Clients any advantage by enrolling and paying PREMIER STUDENT LOAN CENTER for the facilitation of their direct consolidation loan as opposed to going direct to the U.S. Department of Education or a U.S. Department of Education Servicer to process their own direct consolidation loan paperwork in a similar fashion on their own behalf for free. Clients can go directly to the U.S. Department of Education or a U.S. Department of Education Servicer on their own for no fees and acquire their own direct consolidation loan if they desire to spend the time to research the options, prepare the various documents, submit the proper documents and stay in compliance. Maintaining contact with the U.S. Department of Education or a U.S. Department of Education Servicer through the life of the loan can be time consuming and this is why many Clients select a third party organization like PREMIER STUDENT LOAN CENTER for assistance.


The PREMIER STUDENT LOAN CENTER staff and representatives have knowledge regarding the Client’s enrolled services and although PREMIER STUDENT LOAN CENTER is not licensed in any manner or with any Jurisdiction, PREMIER STUDENT LOAN CENTER provides general information regarding federal programs offered through the U.S. Department of Education or a U.S. Department of Education Servicer. Examples of these programs are direct consolidation loans, rehabilitation, forbearance, deferment, loan discharge programs, public service loan forgiveness and teacher loan forgiveness.


Potential disadvantages of consolidating federal student loans include paying more in total interest, having a larger total loan repayment amount, extending the loan period (meaning Client will be paying longer), losing borrower benefits from Client’s current lender (i.e. interest rate discounts, rebates), having to repay borrower benefits (i.e. rebates, fee waivers), and acquiring possible prepayment penalties and loss of grace period (if Client consolidates loans during their initial grace period).